I've seen a bombardment of hate comments and negative sentiment regarding the purchase of discount points for both refinances and new home purchases. I think an educated discussion could certainly settle this perpetual debate because the math isn't mathing for me when people say it's a terrible decision. I should preface this with the fact that most homeowners tend to stay in their homes for 11-12 years. If you search a New York Times article from this year, you can find wher

Buying a home is one of the most exciting and important financial decisions you’ll make. But before you can get the keys to your new...